uh-oh i got a credit line increase on one of my 0%apr c. cards.
01-10-2007, 10:45 AM
#11
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yea i dont do credit cards......sometimes i wish i had one....when my funds are low and everyone is going out on cc..but then i remember hey they dont have it either so im ahead of the game
all i have is the paypal buyer credit because i prefer having one paypal withdrawal from my account a month rather than 10 or more seperate ones
all i have is the paypal buyer credit because i prefer having one paypal withdrawal from my account a month rather than 10 or more seperate ones
01-10-2007, 10:53 AM
#12
more meat, more fire
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yea i dont do credit cards......sometimes i wish i had one....when my funds are low and everyone is going out on cc..but then i remember hey they dont have it either so im ahead of the game
all i have is the paypal buyer credit because i prefer having one paypal withdrawal from my account a month rather than 10 or more seperate ones
all i have is the paypal buyer credit because i prefer having one paypal withdrawal from my account a month rather than 10 or more seperate ones
You are not ahead of the game. How old are you?
You need a credit card to build up credit history. A good score can get you a good deal on a house.
01-10-2007, 10:57 AM
#14
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im 22...and its not like i dont have credit. ive had car loans since i was 19....ive had a total of 5 3 of which have been paid off early.
cc's are not a necessity. pop on your npr sometime listen to dave ramsey or pick up a book of his. the man knows his shit and he will explain all about not needing credit cards. his philosophy is if you cant afford it dont buy it..wannt a house? save up till you have 40-60% down. if you have no debt thats easy to do as long as your not a wishful spender.
the man was a millionare by 28.....lost it all had to file bankruptcy, now hes a millionaire again through livin what he teaches.
01-10-2007, 11:06 AM
#19
nelson rules
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haha, ya, well i did the same. just used CC to pay it...paid it all off in one month. i just figured, i might as well get cash back from discover if i'm going to be making such a huge purchase
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01-10-2007, 11:07 AM
#20
nelson rules
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h:
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