When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
Are you paying cash for the bike or taking out a loan? I highly recommend you get the cheapest bike possible, one that you don't care about. Pay cash and get cheap insurance!
Liability insurance is really cheap.
$180 a year for me.
Full coverage is expensive
$1100 a year for the same bike.
I'm 22 with a speeding ticket. My bike is a 91 katana (old and cheap). That is with Drive insurance from Progressive.
Cash for sure. I would not go with a new bike for a first bike.
Can I just get insured for 6 months? That's about the length of the driving season here.
I'm not positive on that one. Probably depends on the rate's.
Because mine was so cheap, they required a yearly purchase. Anything over a certain amount (I believe it was $750 per year) could be 6 months, or month to month.
Call them and check. Get some info on cycletrader.com and call progressive for a quote. They should be able to tell you everything prior to the purchase.