What bank does everyone use...
Apathy Kills
Joined: Nov 2002
Posts: 60,714
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From: The Left Lane
WaMu...and they're fantastic IMO. 
Much, much better than Citibank.
Much, much better than Citibank.
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Thread Starter
514.315.407.405
Joined: Oct 2000
Posts: 23,370
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From: Syracuse, NY... again.
Well after what you guys said I am going to look into WaMu, RBC (cause they have international branches and ARE a Canadian Bank) and my mattress.
We'll see who wins.
We'll see who wins.
Need zzzzz's
Joined: Mar 2000
Posts: 3,386
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From: Bay Area, CA
Credit union and ING.
I wouldn't keep too much "under the mattress". I think it's a bad idea.
Originally Posted by canada
Well after what you guys said I am going to look into WaMu, RBC (cause they have international branches and ARE a Canadian Bank) and my mattress.
We'll see who wins.
We'll see who wins.
Thread Starter
514.315.407.405
Joined: Oct 2000
Posts: 23,370
Likes: 0
From: Syracuse, NY... again.
Originally Posted by agent87
Credit union and ING.
I wouldn't keep too much "under the mattress". I think it's a bad idea.
I wouldn't keep too much "under the mattress". I think it's a bad idea.
Why's that? Obviously wouldnt be under there... and I would just keep a small amount loose and leave the large chunk hidden away.
Need zzzzz's
Joined: Mar 2000
Posts: 3,386
Likes: 0
From: Bay Area, CA
Originally Posted by canada
Why's that? Obviously wouldnt be under there... and I would just keep a small amount loose and leave the large chunk hidden away.
For one, there's the obvious risk of losing it all to theft or disaster (your place could burn down or something). On the more subtle side, your savings would essentially shrink due to inflation. Inflation is what, like 4%/yr now? Assuming such, ING would at least baaaarely beat it out. A regular bank wouldn't do much in that department, but at least they're usually insured and you're money should be in a safer place.
I'm guessing that your bank must have really messed up to make you so against banking?
Thread Starter
514.315.407.405
Joined: Oct 2000
Posts: 23,370
Likes: 0
From: Syracuse, NY... again.
Originally Posted by agent87
I guess it depends on how large this "chunk" is. If it's only a couple hundred, I'd agree, no biggie. But if you're talking thousands or even just close to a grand, then it's not worth it IMHO.
For one, there's the obvious risk of losing it all to theft or disaster (your place could burn down or something). On the more subtle side, your savings would essentially shrink due to inflation. Inflation is what, like 4%/yr now? Assuming such, ING would at least baaaarely beat it out. A regular bank wouldn't do much in that department, but at least they're usually insured and you're money should be in a safer place.
I'm guessing that your bank must have really messed up to make you so against banking?
For one, there's the obvious risk of losing it all to theft or disaster (your place could burn down or something). On the more subtle side, your savings would essentially shrink due to inflation. Inflation is what, like 4%/yr now? Assuming such, ING would at least baaaarely beat it out. A regular bank wouldn't do much in that department, but at least they're usually insured and you're money should be in a safer place.
I'm guessing that your bank must have really messed up to make you so against banking?
Yea they did. And it isnt the first time this has happened. It happend to me with another bank that I had been with for like 10 years... since I had a "Smart Start" account when I was 7 or 8. They didnt give a fuck either, so I really lost faith in them all now.
