it would still be in the utica area hfawk:

and your aunts scenario is exactly what i fear might happen.... but then again, it might not :dunno: i hate having to make decisions like this

:eh: where are you getting that from? on the contrary, my job would be giving loans to people who probably cant get them at your neighborhood bank or credit union.

 

Hi risk lending is not usually as sunny as they make it seem. Since they have such bad credit, your loans will be heavily fee laden as well as high interest rates. Not to mention some of the customers will be less than desirable to deal with. All I am saying is that the loans that are made to "high risk" individuals suck and will end up costing these people more than they gain.

I know people who have been on that side of the business and some did not have the stomach for it. I don't have any experience with it but figured I would pass that along. Just something to consider.

 

okay i see what you mean now. well, having experience in working at a bank, i understand that loan products for less desirable borrowers come with higher rates and fees but anyway....

a lot of that and what you said is a lot of the reason why im second guessing this move.... im coming from a very very very customer service driven organization and going someplace where sales and volume are the key to keeping your job, regardless of how your customer feels once you've made the sale.... thats a tough transition to go from one extreme to another in any job environment.

all in all, ive been leaning further and further from this offer but each time i take a look at the balance on my student loans, or another bill comes in the mail... it makes me wonder if i should just suck it up, give it a try, and make some extra money :hsdunno:

 

i know someone that had made cositantly for a few months well over $15,000 in one month so its up to you there is a lot potential in this buisness but you have be able to talk to people

 

i know about all of that stuff, i know how to talk to people. i think you're missing the point here. im just curious where you guys stand in terms of "is more money worth going someplace where you dont think you will like the environment"

i already have a pretty good idea what the environment is at this place, i did a 3 hour shadow and have had 3 interviews... i know what the job entails and i know the results are a much more generous paycheck than the one im taking in now... i just dont know if a paycheck is enough to make up for not really enjoying the job all that much...

 

for me yes cause i dont intend to stay for all that long so i can put up with it

 

I'd work at a shitty place for more money, rather than working at a place I like for less pay.

 

I got an offer for $4k more a year than wht I am making now but turned it down. I just really like my company.

 

with interest rates rising not sure if I would want to mess with loans right now.
I say keep looking

 

$8000 a year more isn't really a lot when you think about it, especially considering you'll want to [/self]