Notices
The Basement Non-Honda/Acura discussion. Content should be tasteful and "primetime" safe.

Credit cards...help!

Thread Tools
 
Old 04-05-2005, 09:10 PM
  #1  
Im@ge
So ugly it hurts..See?
Thread Starter
 
Im@ge's Avatar
 
Join Date: Feb 2004
Posts: 3,912
Likes: 0
Received 0 Likes on 0 Posts
Default Credit cards...help!

Ok guys..Im at that age where I need to start applying for some Credit cards to build credit..because If Im to move out and live on my own you cant do shit without it...I just need some suggestions as a good website ( credit card) to apply at that will help me build credit most effiecently..I dont like using credit cards much,but I do know how to spend wisely..so please dont give me that lecture..Im just looking for your guys opinions on what i should start applying for..thanks guys
Old 04-05-2005, 09:12 PM
  #2  
b00gers
 
b00gers's Avatar
 
Join Date: Jun 2001
Location: oakland, ca
Posts: 58,578
Likes: 0
Received 0 Likes on 0 Posts
Default

Just pick a card that has features that you like. Some offer cash back, other reward points, blah blah. Just find something with the big banks.

Chase, Citi, Providian...
__________________
.
Old 04-05-2005, 09:15 PM
  #3  
Singhg83
BALLIN'
 
Singhg83's Avatar
 
Join Date: Dec 2002
Location: Northern Virginia
Posts: 11,377
Likes: 0
Received 0 Likes on 0 Posts
Default

my fist and only is capital one. they got me with the intrest rate when i started, but i was too clueless to know anything about it at the time, but now its good. just keep up with your payments.
Old 04-05-2005, 09:16 PM
  #4  
RB
snitches get stitches
 
RB's Avatar
 
Join Date: May 2002
Location: Portland, OR
Posts: 49,696
Likes: 0
Received 1 Like on 1 Post
Default

I'm in a similar boat...I'm getting one just to pay my cell phone bill with every month, nothing more, nothing less.
Old 04-05-2005, 11:30 PM
  #5  
Josh M
Senior Member
 
Josh M's Avatar
 
Join Date: May 2003
Posts: 2,124
Likes: 0
Received 0 Likes on 0 Posts
Default

mbna is a good one.............they have a pretty low interest rate once u get past all the bs of the other companies promising 0%..............
Old 04-05-2005, 11:31 PM
  #6  
94civicEX
I got worms.
 
94civicEX's Avatar
 
Join Date: Jul 2000
Location: Utah
Posts: 32,238
Likes: 0
Received 0 Likes on 0 Posts
Default

I want a 0% interest card for 6+ months :happysad:.
__________________
99 Integra GSR
06 TSX

duck squad member #00003
Old 04-05-2005, 11:34 PM
  #7  
stephan
:exnbp:
 
stephan's Avatar
 
Join Date: Jul 2001
Location: Henderson, NV
Posts: 8,728
Likes: 0
Received 0 Likes on 0 Posts
Default

I usually check to see if it has annual fees. Dont know why but I dont spend enough to pay a "low" price of $40 a year to use a card.
Old 04-05-2005, 11:34 PM
  #8  
Brad
wooo nascar!
 
Brad's Avatar
 
Join Date: May 2002
Location: baltimore
Posts: 7,959
Likes: 0
Received 0 Likes on 0 Posts
Default

my bank of america credit card has been good for me.
Old 04-05-2005, 11:34 PM
  #9  
Misa
Pic Whore
 
Misa's Avatar
 
Join Date: Jul 2004
Location: NJ
Posts: 22,223
Likes: 0
Received 1 Like on 1 Post
Default

sign-up, make purchases, pay your bill on time, entire balance if possible.
Old 04-06-2005, 12:16 AM
  #10  
HYBRID
Senior Member
 
HYBRID's Avatar
 
Join Date: May 2002
Location: Bay Area
Posts: 4,792
Likes: 0
Received 0 Likes on 0 Posts
Default

capital one is cool for a first card



All times are GMT -8. The time now is 09:24 PM.