ok ill put it in easier terms to understand. ask for higher coverage, your insurance will drop.

 

no it wont.

 

fyi using caps in the thread title doesn't exactly make you seem like less of a scammer

 

i work at AAA. theres no "universal formula" that will make everyone's insurance payments cheaper. there are ways to "adjust" parts here and there to affect the payments, but even that is also dependent on the insured.

 

it works with full coverage, if your liability portion is at the minimum.

 

no it doesn't.

 

no. but I think you did. The important part is you switched. Not the amount of coverage you have.

More coverage = more money, not less.

 

hey take it how yall want it, im just trying to help some people. at the minimum liablity for my cars, it was $911 for 6 months, with the higher coverage, 50/100/50, it was $830 for 6 months. it may be different with other people, but whats 5 minutes on the phone going to hurt. if you dont want to do it, dont, im not getting anything out of it.

 

Comparing rates between companies while simultaneously changing the amount of coverage you receive is absolutely moronic.

 

no, it doesnt matter that i switched, yes i did switch, and it saved me money, but having higher coverage saved me a total of $180 over progressive. but the companies dont matter, you dont have to switch places, just call who you have, and see what they can do.