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Old Oct 6, 2004 | 11:24 AM
  #11  
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Originally Posted by flipped cracka
the government actually makes the limits on number of transfers.
Reg D only applies to time deposits, which are what savings accounts and MMMFs really are. A checking account is a demand deposit. That means you can demand it any time. Technically a bank can hold time deposits for up to a month if they want to.
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Old Oct 6, 2004 | 11:51 AM
  #12  
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Originally Posted by clickwir
Yea, I found that out in the letter they sent me. But I never saw that when I signed up. Nor that they charge me $3 for each one over.

WTF diffrence does it make if I transfer at an ATM or from the website? That's BS. I can walkup to a teller or an ATM or phone it in any time I want however many times I want, but not from my own pc. Bunch of bull shit.

I dont' under stand what the big deal is. I'm going to call em and bitch either way. It ain't right.
my bank said they would close my account if i did anymore (i hadn't known about the rule, and they told me this in my frist and only warning letter).
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Old Oct 6, 2004 | 02:16 PM
  #13  
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Originally Posted by flipped cracka
the government actually makes the limits on number of transfers.

my bank (M&T) doesn't have a limit on how many transactions...neither does my mom's back (Commerce)
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Old Oct 6, 2004 | 04:29 PM
  #14  
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bank of america is who i bank with.. i've been with them since february and have yet to have a problem.. can't say the same for my previous bank.. suntrust sucks ass.
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Old Oct 6, 2004 | 04:53 PM
  #15  
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credit union > wamu > wells > bofa >
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Old Oct 6, 2004 | 04:55 PM
  #16  
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why do you need to do so many transfers a month?
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Old Oct 6, 2004 | 05:31 PM
  #17  
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Originally Posted by Dªv£
credit union > wamu > wells > bofa >
you can't be serious.. wells fargo is th worst financial institution ever... poop > wells fargo
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Old Oct 6, 2004 | 06:44 PM
  #18  
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Originally Posted by BonzoAPD
why do you need to do so many transfers a month?
I found that I spend less money if I know it's all in my savings and not in my checking.

So when I needed some more in checking I'd xfer $100 here and $50 there. I was really saving a lot of money doing it that way, I was less likely to just make random purchases and was more careful.

Sure I could TRY and watch what I spend, but this forced me to. And now it's also forced me to loose money.
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