remues

My gf got rear-ended a Camry with her is300, but it was not reported. The damage on the Camry was quoted at $600. Currently she is 19 and not listed under her parent's auto policy, but the car is insured under their names. Her friend told her that her insurance will triple. How much will her insurance really go up? I've never been in an accident so I wouldn't be able to tell her.

Would it be: (1) better to put her name on the car with her parents or just hers and stay with the insurance company? (2) Since her name is not on the policy, is her accident non-existant on her record and be able to go to another company? (3) Should she just go to another company all together? (She did get some quotes from Geico and Traveler's Insurance).

Thanks.

b00gers

how much damage to the lex? why not just pay the quoted $600 and call it a day. insurance doesnt "have" to know.

best to ask their agent "hypothetical" questions.

s2ktonv

Yeah just do the 600 bucks man:dunno:

g2tegls

19 yr old with an is300.

Anyway, , the best thing I've found with insurance is a place that gets multiple (12-15) quotes from different companies.

HawtPants

tell the insurance that the parents were in the car driving.

umop-apisdn

If the accident wasn't reported to the po-po or any insurance company, it might as well not have happened. The "tripled" statement is blatantly retarded and deserves a :hammer: Pay the money out of pocket, lesson learned. Be glad the Camry owner doesn't have any physical injuries.

remues

Her car about $300. Fix a crack and repaint.

remues

The accident wasn't reported to the cops. The Camry's driver didn't even speak English and had to call a friend to do the stuff for her. They took down all my gf's info. So basically she was screwed.

I'm just wondering if other insurance companies (with her accident) will accept her because she doesn't want to stay with her parents' company.

Civic2Scooby

this is exactly why you dont give 19 year olds is300's.....and dont get all high and mighty about it..I am only 20 and I would not want my parents buyin me an is300 or equivalent.

95TEGyoure it

yup...