So I was moving all the stuff out of my dorm room and I put a metal tin on top of a towel that was on trunk and low and behold it (the tin) slipped and left a deep scratch on my hood Does anyone know if insurance usually covers stuff like this? And if not would it cover it if it was keyed?

 

If you get a police report your insurance would cover it. Make sure you tell the police it was keyed. Peace......

 

Slide your fingernail against it, and around the area. When you get to the scratch, does your nail get stuck in it? If so, I'm pretty sure, nothing except a repaint will help.

 

Don't underestimate the power of touch-up paint. A good body shop can touch-up and blend a scratch so well you can barely see it.

If you want to do it yourself, mask the surrounding area. With a good brush (i.e. not the brush on the bottle, get a fine brush from an arts and crafts store). Fill in the scratch with layers of paint, allowing each coat to dry in between layers. What you need to do to minimize the appearence is to get the scratched area even with the surrounding area. Let it dry and buff it lightly with some rubbing compound. Blend it with the surrounding area as much as possible and then apply polish and finally wax.

Black is tough to work with, but with lighter colors, you can make even the worst scratches virtually disappear. If you have the money, take it to a body shop. You'd be amazed at what they can do (if they're worth their salt).

 

Most shops can do an awesome repaint of you hood for around 150-200.00. This may even remove any stonechips you have acrewed over time. lol

 

what's your deductable on the insurance? i mean ... the scratch can't be that big and a body shop can easily fill it in.

 

just use touch up. not worth the hassle of paying and having it repainted, only to get stone chips in a week