I was on my way to do some fireworks, kinda in a hurry..and then a cop pulls a u turn and gets me for doing 62 in a 45. The cop was all cool since he noticed it was my first ticket and said that he will put me down for doing 54 in a 45 so I wont lose my license or anything. But anyways my question is that he gave me 3 options...pay the $100 ticket, go to court, or pay the $100 ticket and another $40 for a driving course...he said if I take the course then i wont get any points on my license and my insurance wont go up. So if I do that then does that mean the insurance wont see my ticket or anything and it will be like nothing happened. Because in December when I turn 18 my insurance said that they will reduce my monthly payments..will this ticket affect that even if i do that course??

Thanks!