23, one no-fault accident, 1 speeding ticket, insured with fiancee (23 no accidents or tickets) costs $800/yr for FULL coverage. Extra injury protection and uninsured driver, roadside, rental, glass.

When I lived in Jersey with parents and was insured for 2 jags, 1 land cruiser, 1RX 300 and the 98 Tahoe Sport which I drover, insurance cost... $11,000/year. Dont ask.