most 3rd party collection depts wont touch an account for less than $500. they only get a <40% return from the payee so its not worth their time.

i tol dthese fools in feb i "needed more time" and would contact them back. since then i am starting a new business, getitng new phones, and trying to get a mortgage, so i dont wanna piss them off and see that shit on my credit...at the same time i dont feel i owe them $500 for their lousy account department cutting off my service.