http://www.screwedbyinsurance.com for horror stories...
I've had nothing but good with Farmer's :dunno:
I just got insurance on my '95 Civic Hatch & I added my other car ('86 Toyota Corolla) to the insurance, full coverage & $250 deductable, and my insurance went up $10.50/mo ($63/6 mo.) to $187.xx... this isn't bad considering I am 19 (in 10 days), male, single, on my own policy, and have both cars titled to myself - one of them is financed (the Civic).
Prior to this I was paying $177.xx/mo for a '93 Nissan Sentra XE (4-door sedan)... :dunno:
maybe it's because my parents (& grandparents for that matter) have been with the company for 20+ years, and none of us have any tickets, accidents, or other claims...