my accident was rear-ending an F-150, damage to my civic=$4000, damage to the F-150, nothing at all. basicly when my car dove under his bumper it hit his trailer hitch reciever, and it started at my license plate and pushed thru until it hit the radiator. new hood, fenders, bumpers, inner bumper, and radiator.

my first speeding ticket was goin 41 in a 25, and the second was 75 in a 55.

and the claim i made was for when my old jeep had the soft-top slashed, and various things taken, they only actually paid for the cost of the soft-top. (lord know why some would slash it rather than unzip it.)

i began a second claim when my civic was broken into, but i never followed thru, fearing a higher insurance rate. but it when up anyway, and i got nothing.

yea, that's my insurance story, i hate insurance.