sounds like there will be a good chunck of hidden damage. I wouldn't count on them totaling your car, unless there is an obscene amount of damage. From the way you are talking about the accident my guess is it would cost anywhere from $3000-$4000 tops. Show me some pics and I'll be able to give you a better idea. I work in a claims center, and see stuff like this all the time. Pretty much the only way they will total it is if the damage is about 75% of what the car is worth. I once saw this claim where someone with a BMW 7series got into a nasty accident. $20,000 in damage, and because they go for about $80,000 they fixed it. In there view it was more cost effective. Insurance companies are just out for themselves.:fawk: