yes, that sounds decent, usually they dont even give that much so youll be lucky for them to give you market value, no but what I was saying was this.... if you buy the car back that means they give you a lot less then if they pay you outright, usually around half, but then the car is yours, so what I was saying is this, if they offer you 7500 dollars AND the car smashed you could take the motor/parts out of the car and use the 7500 to buy something else to put it in, even a lot of mods.... or you could just take the whole 13K and buy a car and have plenty left over for a motor swap.....