My fam uses american family, we have 5 cars insured including mine, i have the good student discount as well. Its cause your trying to get your own policy, if thats 180 for full coverage then well, ive seen much worse for a 17 y/o 1 accident and own policy.. you should really try to get the policy with your parents man, and i guess stick with full coverage if your really that bad of a driver
oh and it was 55 before i got a ticket for tapping some lady in snowy weather(liscense plate screw scratched her POS grand am's bumper.. yes, oneee tiny scratch, couldve prolly said it wasnt mine and it was a rock's but i was a coooold mother ****er standing out there) and a 10 dollar ticket for one of my back seat passengers not having a seatbelt on:madfawk: