I am very sympathetic to all of your situations.
One comment on the last post:
The BBB can't do anything legally and you can't use what they do to help you out. The only role that the BBB plays is that they record incidents of bad business. They do this so that consumers can call and ask about a specific business and the BBB will provide the information that they have about them.
I've used them before and IMO, they suck.
JMO.
I hope you all work this out.. I've been following it when I come into this forum and I can't believe it's been stickeyed for so long... sorry guys.