If your still at home get one or both of your parents on the title with you. If your parents are reluctant to title the car with you because they say it's going to raise their premium explain the advantages of multiple car policies. If you're lucky they'll take your word on it and sign. You could also go to a Driver's improvement clinic and turn in your certificate not only to your insurance company but also your local DMV, this will give you positive points on your driving record... that helps a **** load if you get a ticket.