Originally Posted by geico
Residual Medical Payments Residual Medical Payments coverage pays for reasonable and necessary medical, surgical, x-ray, dental services, prosthetic devices, ambulance, hospital, and professional nursing and funeral services incurred within one year from the date of the accident for you, relatives residing in your household, and guest passengers occupying your car when injured in a motor vehicle accident. The one year limit does not apply to funeral services. Residual Medical Payments also protects you, and relatives residing in your household, if injured while in other vehicles or if injured by a car while a pedestrian.
The limit for Medical Payments coverage stated in the declarations as applying to "Each Person" is the limit for all costs incurred by or on behalf of each person who sustains bodily injury in one accident. The limit applies regardless of the number of persons insured or the number of autos or trailers to which this policy applies. In choosing a limit of coverage, you may want to consider the cost of health care, other insurance you carry, and your ability to meet your financial obligations if you were injured.
This material is intended for general information only. It does not expand coverage beyond the policy contract. Please refer to your policy contract for any specific information or questions on applicability of coverage.