:rofl: :tsk:

You brought up a interesting subject
I have an adjustable rate mortgage with bank of America
700+ credit score on time payment
and those bastards wont refinance me(they will but they were trying to give us 6 1/2 percent:lmao
Lady basically told me we had to miss some payments for us to get help:wtf:
Right now my payment is super low,so we have been doubling up on the payments and paying down the Principal.
A brotha got some equity now!

:madfawk:Bank of America