If you think taxes are going to raise in the future, a Roth IRA is almost certainly the best option. Do you honestly think they'll start taxing Roth IRAs at disbursement after they've already been taxed when you've put money in? That seems pretty ridiculous to me.
Came in here to post this.
edit: I only put 2% of gross in 401k, and about 10% of my net in my roth ira.
Last edited by brtecson; Oct 26, 2009 at 07:06 PM.