Originally Posted by
Dweezel
I contribute to my 401(k) pretax and have an additional IRA where I can get a tax break. I stay away from Roth IRAs because the tax laws could change in the future. Seeing how this country needs to generate as much income as possible, taxing Roths in the future is not out of the question and I would prefer to receive my tax benefit now.
If you think taxes are going to raise in the future, a Roth IRA is almost certainly the best option. Do you honestly think they'll start taxing Roth IRAs at disbursement after they've already been taxed when you've put money in? That seems pretty ridiculous to me.