Originally Posted by
lil_1_2002
i had or have horrible credit but mostly due to the mix up in names between me and my father. when i applied to several credit cards and was denied i decided to run my credit, apparently i had a mortgage and a 2 car loans and a few credit cards

i think i sent a few letters to the 3 main companies.. i haven't tried to apply anymore or run my credit but since then i have a car loan which i have a co signer for because otherwise i was going to get like 10% interest rate. and i have had a BB card that i use occasionally and pay off once the no financing promotion ends, and a regular gas card that i pay off every month.
not sure if i should try and apply anywhere else right now...
Same thing happened to me and my brother. I had a lawyer send notices to the big 3 in response to this. They claimed to have fixed it, but it still is somewhat an issue. If anything, get a lawyer to write them a letter. They are in violation of FCC regulations by misreporting your information.