ok so... my questions toyou financial repair peeps...
1- what do i do with these old CC? a lot of places say don't cancel it. doesnt say inactive.. it should right?
2- can i get rid of this record or make it look "better" ? a read an article that said that i should call that CC company and talk with them about removing old "past due" messages from the record...
3- i can't really do anything with this.. or can i?
4- should i apply for another CC? i only actively use 1.
help
h: :hs:
Just leave your credit cards be. They show a long credit history.
I think after 7 years collections are removed from your credit report.
If you can get a CC with a low rate (8% area) and keep a 10-15% balance on it to stay in good standing.