same thing happened to me 4 months ago. someone hacked my paypal, bought some shit off ebay for 1600. also hacked my email so i didn't receive any of the paypal notifications. clever fuckers. i noticed when my bank balance was short 1600. called bank immediately--they froze the transfer. got money back in bank account within 5 days. submitted fraud form to paypal--luckily the seller didn't ship goods so he refunded the money. in the end, not a dime lost but a slight spent a couple hours dealing with the mess. don't know how they got my pws either. i don't click on those spams. i could have a keystroke logger on my computer. dunno.