Just seeing if you guys have heard of this b/c I hadn't and think its messed up....



I recently deposited a $25 check that I rec'd as a gift. A few weeks later, I got a letter in the mail from my bank saying that I was being charged $25 as well as a $15 "stop payment" fee because there were insufficient funds in the gift-giver's bank account.

I can understand them "charging" me $25 since it was originally deposited, but why do I have to pay a $15 fee because the OTHER person had insufficient funds?

I feel bad that someone didn't have $25 and they tried to give me $$ anyway.