FUCK Geico.
For my motorcycle with 15/30/15 $1000 ded. on Comp NO collision they wanted $4600/year.
Called State Farm. 30/45/30, $250 ded. on Comp AND collision, they wanted $500/year.
So moral of the story, unless Geico can get me to below what I am paying now (which doesn't look like they would cut it $4000) I am all in the Fuck Geico bandwagon.