Fuck this shit. The appraisal went through a little lower than expected but still okay. Then they decided they needed to have a structural engineer come out and check the basement on an eight year old house. Like there's going to be something fucking wrong with it Then after all the bullshit and delays my rate is unlocked. We were going to close today until I called him to go over the numbers. He said instead of them cutting me a check for $650(overage of loan vs. costs) I would need to pay them $800 oh and the rate is 7%. Uh, what? Fuck NO. That is nowhere near what we discussed and not even close to advantageous for me. I've already paid the appraiser and now I'm getting stuck with the bill for the structual engineer. All for fucking nothing. That's fucking wonderful. Fuck these lying banker assholes.