I didn't want to read 3 pages, but in CA anything over 50cc you need an M2 license. (EASY to get). Over 250cc you need an M1 license.

OR...just get a permit and you can ride your scooter. Restrictions are: No passengers, no freeway, no night driving.

Insurance can't be THAT bad. I pay $400/yr for my GSX-R600 with 15/30/15, $1000 deduc. for Comp/Coll.