Old Mar 24, 2008 | 10:02 AM
  #31  
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goon54
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Joined: May 2004
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From: chicago,il
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Originally Posted by flyromeo3
dude,..I DO NOT recommend using your 401k as a downpayment. Theres a bunch of fee's you'll have to pay since its being taken out prematurely
actually, there is only one fee. its a basic loan fee which is like $25.
i understand the pt of not touching ur retirement but especially with how the economy and market is now......someone brought up a good pt that it is an investment and if u label the loan for primary property, it wont be taxed as income
i can take a loan out for with a 7% apr that will return back into my 401k acct. repayment is taken straight out of ur check post tax.
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