yea, market was bad. My last year was down -1% annually. What can you do is set it to broader and more conservative terms for now. Then when the market is good again, go for a lil more aggressive market.

I set mine to be 30% Conservative (about 2 portfolios), 50% aggressive (usual about 2-3 portfolios ), and 20% in SP500 index funds. It balances out nicely, I didn't loose too much last year when the aggressive market was really going down.