Originally Posted by
e3NiNe
just because you close a card with a balance doesn't mean the interest goes away.
you should get a 3rd card and do a balance transfer. take advantage of a 0% APR deal or somethign.
lol, if anyone approves me for anything these days then they must be on some sort of drug.. or else I would. I thought when you closed a card there was no longer any finance charges?
Keep it open and cut up the actual card. Open lines of credit help your overall score.
Decent idea.
Originally Posted by
F22B Prelude
I think the whole "credit" system is fucked up....
Maybe just my own experiences
Nah, the credit system is cool, we just suck.