I might be an old fart on here at 37, but my 95 Sol costs me about $160 a year for liability only with Allstate. I also have my 97 Jeep with them at about the same cost. Having two houses with Allstate helps too. Even before I owned the Jeep and two houses, though, I was paying about $400 a year for the Sol with Progressive (liability only). I bought the car used and paid with a credit card (it was an emergency situation), which is why I've only ever had liability. This is in NC. It depends upon what state you live in.