america's about credit.. you work the system and use your credit wisely and you can live successfully. who cares how much you make, or how you choose to live your life. if you understand how to balance it all and live within your means, you'll do fine.
nobody's gonna throw you in jail because you may be financially irresponsible (in their eyes). it's all perspective.. you can save save save and die next year.. or you can spend spend spend and live til your 103. that's life. live it the way you want. hopefully that'll be without regret and do what you choose. if you want to be conservative and save all your income for your grandkids.. so be it. if not, more power to you. life is about living. play hard, dont look back.
just do it
/nike