Originally Posted by
ISP James
your d/t/i ratio has nothing to do with your credit score. yes, it is a factor considered in most lending practices but that is at the discretion of your creditors. it has absolutely nothing to do with your score at all.
ahh, thats why I thought it was a factor. My lender kept on mentiong that I had a good d/t/i ratio and mentioned my credit score in the same breath. my b, thanks for the clarification.
