Assuming you save, what method do you use? I can only think of a few, and I mix it up.


What I've been trying to do is set aside a flat percentage of every paycheck that I just put directly into a savings account. Also, every 1 dollar bill I get, I don't spend. I just put it in a piggy and forget about it.


I used to just try and moderate my spending and save whatever is left over at the end of that pay period, but I found that I didn't save enough that way and setting it aside before hand is much better. Takes more discipline but its worth it.