Originally Posted by
Nightshade
A debit card is not a line of credit. The debit card only works if I have cash in my account and once that is gone the card is junk. I thought this was common knowledge.
i know what a debit card is. you realize that some can act as a credit card as well, don't you?
point is, you're not living "credit free" if you own a house and have a bank account. you can pull a line of credit any time you want. a bum sleeping on the sidewalk is living credit free.