My question though to you is, Is it really that difficult to save that kind of money up?

Think about it a bit. do you need the latest toy, car, high dollar clothes etc. to make it through life right now? No definitley not and if you cut down to what you need and just a little extra and also cut out eating on the run and cook more at home you may just be surprised what you can save in a short period of time.

I have always done this to get what I want and it seems to work for me. Granted you aren't on the cutting edge of hip all the time but who really cares in the long run if it means you can enjoy it more later on in life when it really matters?