Hi.

So I have been carrying some credit card debt for a while now. It doesnt really hurt me because they are on 0% APR accounts. But it just bothers me that I have the debt. Also the 0% is going to expire soon. I have more than enough money to pay off the debt at the moment, but that money is earning interest in another account.

Should I go ahead and pull money out of my savings to pay off the debt. Or should I keep the money in my savings, and just be a little more cheap with my spendings and pay off the debt in bigger portions monthly. But at the same time, probably being charged for interest.

:wavey: