No, those guys weren't exagerating..... the system is really bad, and only a nuclear physicist could figure out how to work it. Yes, lexusis350 is right.
Just like he is right about everything else.
He is always right.
We should bow down to his almighty rightousness and praise his supreme knowledge of everything, as we are all but wreched insignificant pesants so lowly we should be thankfull to be in his presence, all mighty and knowing one.