Yeah you guessed, thats the 1st thing everone asks when i tell them.Its on my moms insurance its has here as the main driver and me as the 2nd, would have been $95 Full coverage but i wanted to up the insurance if i hit someone then it'll cover $10,000 for there car instead of $5,000.I think that was a smart move cause i dont wanna get sued for beeing underinsured plus i dropped the Decutable from $1,000 to $500, i dont know about people here but i dont have $1,000 lying around maybe $300, and then i'll bum $200 off my mom or my sister. But yeah i think its pretty good Too.