I'll get back to my home pc and send the money back from interest in a little bit. Been out all day, but hopefully still training :rick:

Training/Education gets you some stats. Mainly Brain Power. Check out www.metro-centre.org for a break down of what each education thing gives you.

Sure brain power doesn't really help with anything besides getting a job, but like razor said, every little bit of stats you increase helps your overall stats. ex: Suppose I was ranked 1900 in brain power and my overall stats were 400, but if I was ranked 1000 in brain power, my overall stats might be more like 350.