I have verizon now...i have the LG VX7000 and it's beat to shit...i mean literally...i have the thing held together by tape. Im looking for a new phone...instead of waiting for my renewal in november...im looking for something to suffice for a while...any suggestions on a temporary phone that might turn into a permanent...

Also....let's say i want to get another VX7000. Let's say i get a cheap phone like a VX10....put that on my account....add insurance....1 month later...add the VX7000 back under my account with insurance....wait 3 weeks...then take it and get a new one with the insurance plan?