Go ahead and send it now. I will be quick about putting it in the bank.

edit: I know you feel weird about paying $3 for a donor pack (I did at first also). Even if you only get one, think about it. You will be able to wire money, you get friend and enemy lists, and your energy fills up twice as fast (train twice as fast). It is well worth it in my opinion. On top of this, sell your 100 gold bars to razor and you will get 1.25 billion. Wise investment.