I bought a 99 Prelude as my first car (that I bought...I drove a 89 Accord for about a year). It is truly a great car. The insurance isn't too bad, as it is only a 4 cylinder, so it is not considered a full sports car. It is fun to drive and is quite unique (you don't see them nearly as much as you see accords or civics). Honestly, you are good no matter what Honda you get...