Originally Posted by e3NiNe
there's mixed rumors on this, and i"m not sure which is real.
I've heard of insurance companies not refunding the cost of anything "aftermarket", even with documentation. Part of the insurance agreement is to pay for the car as registered. By adding extra parts, you essentially change the trim level and up the insurance rates.
(ex, modifying a Civic DX with all EX parts and engine ... on paper it's a DX, on the street is an EX)
my friend decided to report his modifications to the insurance company thinking they'd adjust his premium ... they denied his coverage claiming the car isn't what was on the agreement.
that's really cool. :thumbup:
I've never had a problem with getting compensated for my stereo stuff when it's been stolen. As far as engine mods, I'm not sure...but I believe they cover anything that is attached to the car. Rims are definitely covered.
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