The family is not financially stable but they can run up a 1100$ a month bill on their CC? Heres what you do, you make your wife sell her car to pay off HER parents bills. But i am married too, i know how in laws can be. But if it came to the point to where i had to sell my brand new 350z that i worked hard for or pay off someone elses bills that they screwed something up on and cant pay off now. Id have to say, "Sell one of YOUR cars and pay it off". Im not tryin to be an ass...... just sayin. As far as what you can expect as far as taking it back, your going to lose ALOT of $$ by taking it back and trading it in. If you have to sell your car do you not have a beater or something that you can get 1100$ for?