I can't say which is worse but bware of them all. I used 2 work for a used car dealership. NEVER DO TRADE IN! well never say never but do your best not 2. You most likely can find some1 on the lot that will pay you more cash in hand then that trade in offer. Thats the reason why its always 1 on 1 and apointment basis and things of the such. And word 2 all every1's qualifed for a loan of about 6000 for a car if you are willing 2 settle for a high interest rate.