Originally Posted by Dweezel
flyromeo - Yeah, your score is probably low because of the number of trade lines and their balance proportional to the total limit. I am guessing your HSBC card has a $1500 limit as well? You also have a few late payments which will drop your score as well as the tax liens. I am assuming your liens are still listed on your credit report as FED TAX REL or CO LIEN REL or CITY LN REL depending on where the lien was filed. If they are on your return without the "REL" make sure you contest them if you did in fact pay them.
This is what it shows for my Tax lien:
State Tax Lien
Status: Released
Date Filed/Reported: 02/17/2004
How Filed: Individual
Reference #: 844346
Released Date: 07/14/2004
Court: QUEENS BOROUGH, JAMAIC
Amount Owed: $722
& then it shows this one:
State Tax Lien
Status: Released
Date Filed/Reported: 02/09/2004
How Filed: Individual
Reference #: E022828735
Released Date: 07/14/2004
Court: QUEENS BOROUGH, JAMAIC
Amount Owed: $721
It shows that there were two liens but it was only one. They both have didnt reference numbers though.
HSBC limit is 15,000